growthroles

Business Relationship Manager - Business Loans_Business Loans_0412_7676_1087911

Hcbt Open · verified Oct 18, 2026
Warangal Full-time Manager Account Management

At a glance

Manager-level Account Management role at Hcbt. Warangal · full-time.

Pay not stated Account Management salary

RoleAccount Management
SeniorityManager
LocationWarangal
EmploymentFull-time
PostedOct 17, 2026 · 1d ago
Role brief

growthroles summary, based on the employer's posting.

What you'll do

  • Assess each client’s business, trading activity and cash flow to find working-capital lending opportunities
  • Coordinate with branch banking colleagues to bring in new customers
  • Expand relationships across lending, deposits, transaction banking and trade finance products
  • Build trust with CFOs and promoters while growing portfolio size and profitability
  • Track rival banks, maintain client service and work with operating teams to tailor solutions

What you bring

  • You bring two to three years in the local market, ideally with credit and sales experience
  • An MBA or CA is preferred
  • You can win customer agreement on loan size, pricing and fees, and communicate and influence effectively

Who this fits

This manager-level role suits someone focused on business lending and relationship growth in the Warangal market. You’ll manage client relationships and an assigned portfolio.

From the employer

  • Job Description
  • To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG.
  • Work closely with Branch Banking teams for new customer addition.
  • To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies.
  • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.
  • Focus to continually increase the Book size and profitability of the assigned portfolio.
  • To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships.
  • To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market Maintain high caliber client service.
  • Improve efficiency by monitoring & overseeing continuous improvement of processes Constantly have a rapport with the operating units to customize and develop solutions

  • Job Requirements :
  • Preferably MBA/ CA Experience: 2-3 years’ experience in the local market preferably some background in Credit & Sales Knowledge is required
  • Ability to get the customer to buy into the asset proposition- loan amount, rate & fees.
  • Strong oral and written Communication
  • Relationship Management Skill
  • Good influencing skills

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