Business Relationship Manager - SBE_Small Business Enterprise_0412_8785_1074534

Hcbt Open · verified Oct 18, 2026

On-site Tamil Nadu Full-time Manager Account Management

At a glance

Manager-level Account Management role at Hcbt. Tamil Nadu · full-time.

Pay not stated Account Management salary

RoleAccount Management

SeniorityManager

LocationTamil Nadu

WorkplaceOn-site

EmploymentFull-time

PostedOct 15, 2026 · 3d ago

Role brief

growthroles summary, based on the employer's posting.

What you'll do

Review each client’s business model, trade activity and cash flows to identify suitable working-capital funding and non-funding options
Coordinate with branch banking teams to bring new customers into the business portfolio
Expand relationships with primary clients and their group companies through accounts, deposits, transaction banking and trade finance
Build trust with CFOs and promoters while growing the assigned portfolio’s balances and profitability
Track competing banks, resolve client queries and work with operating teams on process improvements and tailored solutions

What you bring

You understand business clients’ working-capital needs and can match them with relevant banking products
You can build relationships with CFOs and promoters while identifying opportunities to expand client accounts

Who this fits

This manager role suits someone focused on business-client relationships, portfolio growth and cross-selling banking products. The position is onsite in Tamil Nadu, India.

From the employer

• To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. • Work closely with Branch Banking teams for new customer addition. • To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. • Focus to continually increase the Book size and profitability of the assigned portfolio. To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships. • To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market Maintain high caliber client service. • Improve efficiency by monitoring & overseeing continuous improvement of processes constantly have a rapport with the operating units to customize and develop solutions Understand client businesses and provide appropriate working capital solutions across fund/non-fund based products. Collaborate with branch banking teams for new customer acquisition. Cross-sell products such as Current Accounts, Term Deposits, Transaction Banking, and Trade Finance to primary and group companies. Build and maintain relationships with key client stakeholders (CFOs, promoters). Increase book size and profitability of the assigned portfolio. Analyze client business models, trade activities, and cash flows to identify growth opportunities. Monitor competitive landscape and enhance Kotak’s brand presence in target segments. Ensure high-quality client service and timely resolution of queries. Drive process improvements and coordinate with operating units to develop customized solutions.