Marketing Associate – Growth, Activation & AI Personalization

Tomo Credit tomocredit.com Open · verified Sep 18, 2026

San Francisco Full-time Junior General Marketing

Entry-level General Marketing role at Tomo Credit. San Francisco · full-time · no salary stated · we estimate $81,000–$162,000.

Estimated pay

Tomo Credit has not published a salary for this role. The figure below is our estimate, not theirs.

$81,000 – $162,000

What the middle half of entry-level general marketing roles in San Francisco paid, among postings that did state a salary.

Worked out from 74 postings that stated pay, median $126,000. Last updated Mar 10, 2026.

Role brief

Growth Roles summary, based on the employer's posting.

What you'll do

Improve the path from signup to funded account by finding friction and testing onboarding changes
Launch email, SMS, push, and in-app campaigns, including copy, audience segments, and quality checks
Support Meta, Google, and TikTok campaigns while tracking acquisition cost and funnel results
Use behavioral data with product and data teams to build AI-based targeting and message timing
Run tests across offers, channels, timing, and messaging, then turn cohort trends into actions

What you bring

One to four years in marketing, growth, analytics, consulting, or startup work
Strong Excel and Google Sheets skills, with a grasp of funnel and conversion metrics
A hands-on approach to shipping campaigns rather than only developing strategy
Curiosity, hypothesis-led thinking, and comfort deciding with incomplete information
Familiarity with GA4, Looker, or Amplitude is helpful

Who this fits

You’ll fit a fast-moving, ownership-heavy startup role where you execute directly in marketing tools and connect your work to revenue. The position suits someone early in their career who enjoys testing, learning quickly, and working across acquisition, activation, lifecycle, and AI personalization. It is full-time and onsite at TomoCredit’s San Francisco headquarters

From the employer

Who We Are

As seen in TechCrunch, Forbes, and Bloomberg, TomoCredit is one of the fastest-growing startups in fintech.

We’re building the AI agent for personal finance.

The traditional credit system is broken — opaque, exclusionary, and outdated. Our mission is to rebuild financial access using AI, real-time data, and intelligent automation to help millions build stronger financial futures.

Headquartered in San Francisco, TomoCredit is led by one of Inc.’s Top Female Founders and powered by a team from Square, American Express, and Lending Club.

We value high-agency, detail-oriented individuals who think big, move fast, and take ownership.

If you’re excited about building an AI-powered financial product used by millions — and want real responsibility early in your career — we want to meet you.

This is a full-time, onsite role based in our San Francisco headquarters.

About the Role

We’re hiring a Marketing Associate – Growth & Activation to help scale our acquisition, activation, and lifecycle engine.

This is a hands-on, execution-focused role with direct revenue impact.

You will work across:

Performance marketing
Product marketing
Activation & onboarding
Lifecycle marketing
AI-driven personalization

You won’t be siloed into one channel.

You’ll help build the growth engine end-to-end.

What You’ll Own

Activation & Conversion

Improve signup → funded account conversion
Analyze funnel drop-offs and identify friction
Ship onboarding and messaging experiments

Lifecycle Execution

Build and launch campaigns across email, SMS, push, and in-app messaging
Write copy, create segments, QA flows, and move quickly
Increase engagement and retention

Performance Marketing

Support paid campaigns (Meta, Google, TikTok, etc.)
Improve targeting, messaging, and conversion rates
Monitor CAC and funnel metrics

AI-Powered Personalization

Work with Product and Data to implement AI-driven segmentation
Leverage behavioral data to improve targeting and timing
Help test predictive and automated messaging strategies

Experimentation & Analytics

Run A/B tests across incentives, messaging, timing, and channels
Analyze cohort behavior and performance trends
Turn data into actionable insights

Who You Are

Early-Career, High Potential

1–4 years of experience in marketing, growth, analytics, consulting, or startup roles
Strong academic background preferred

Builder First

You like executing, not just strategizing
You’re comfortable being inside tools and shipping campaigns yourself

Analytical & Data Curious

Strong Excel/Google Sheets skills required
Familiarity with GA4, Looker, Amplitude, or similar tools is a plus
You understand basic funnel math and conversion metrics

Experimentation Mindset

Curious and hypothesis-driven
Comfortable making decisions with imperfect information
Energized by testing and learning quickly

Startup Mentality

You prefer ownership over bureaucracy
You move fast and figure things out
You want to see direct impact on company revenue

Why Join Tomo

Own meaningful growth initiatives early in your career
Work at the intersection of AI, fintech, and real-world impact
Operate alongside a high-caliber, execution-focused team
Competitive compensation, equity, and full benefits
Build something that improves financial access for millions

Our Commitment to Diversity

TomoCredit is proud to be an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We welcome applicants of all backgrounds, regardless of race, religion, gender identity, sexual orientation, age, disability, or veteran status.