Business Relationship Manager - SBE_Small Business Enterprise_0412_0171_1067913
Hcbt Open · verified Oct 18, 2026 At a glance
Manager-level Account Management role at Hcbt. Uttar Pradesh · full-time.
Pay not stated Account Management salary
growthroles summary, based on the employer's posting.
What you'll do
- Study each client’s business model, trade flows and cash movements to spot needs for working-capital products
- Coordinate with branch banking colleagues to bring new customers into your portfolio
- Expand ties with clients and their group companies through accounts, deposits, transaction banking and trade finance
- Build credibility with CFOs and promoters while growing your assigned portfolio’s size and returns
- Watch competitor activity, resolve client issues and work with operations teams on service and process improvements
What you bring
- You understand business customers’ working-capital needs and can match them with funding or non-funding products
- You can develop relationships with senior client contacts and grow business across an assigned portfolio
Who this fits
This manager-level role is based in Uttar Pradesh, India. It suits someone focused on business-client relationships, portfolio growth and working-capital solutions.
From the employer
• To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. • Work closely with Branch Banking teams for new customer addition. • To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. • Focus to continually increase the Book size and profitability of the assigned portfolio. To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships. • To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market Maintain high caliber client service. • Improve efficiency by monitoring & overseeing continuous improvement of processes constantly have a rapport with the operating units to customize and develop solutions
Understand client businesses and provide appropriate working capital solutions across fund/non-fund based products. Collaborate with branch banking teams for new customer acquisition. Cross-sell products such as Current Accounts, Term Deposits, Transaction Banking, and Trade Finance to primary and group companies. Build and maintain relationships with key client stakeholders (CFOs, promoters). Increase book size and profitability of the assigned portfolio. Analyze client business models, trade activities, and cash flows to identify growth opportunities. Monitor competitive landscape and enhance Kotak’s brand presence in target segments. Ensure high-quality client service and timely resolution of queries. Drive process improvements and coordinate with operating units to develop customized solutions.Not this one either?
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