Underwriting Consultant, National Accounts Property, Wholesale
At a glance
Mid-level Account Management role at CNA. 8 Locations · full-time · $72,000–$141,000 base.
Growth Roles summary, based on the employer's posting.
What you'll do
- Evaluate complex excess and surplus property risks using structured analysis to decide whether they fit
- Set pricing and create specialized endorsement wording for difficult risks within compliance requirements
- Grow and manage broker and agency relationships across your assigned territory through marketing and field visits
- Review the quality, volume, and profitability of your book, then present findings to management
- Guide newer underwriters, support training, and handle special underwriting projects and presentations
What you bring
- At least eight years of underwriting experience is typically expected
- A bachelor’s degree or equivalent experience is required, with professional designations preferred
- Advanced knowledge of insurance and underwriting principles, plus strong analytical, negotiation, and presentation ability
- Working knowledge of Microsoft Office Suite and other business software
Who this fits
You’ll suit a technically advanced underwriter who can manage complex property risks, make pricing decisions with limited oversight, and handle several priorities. The role includes mentoring less experienced underwriters and maintaining relationships with major agencies and brokers. It is hybrid, with four days each week in a local office in California, Arizona, Colorado, or Texas, and includes field visits.
From the employer
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
JOB DESCRIPTION:
When you join the Cardinal, a CNA brand, National Accounts Property, Wholesale team as an Excess & Surplus Underwriting Consultant, you are responsible for the overall management, business development, analysis and monitoring of a highly complex book of business. You will be recognized as a technical expert in underwriting ground-up monoline policies. Under general management direction, you will work within broad limits of authority on assignments requiring a high degree of technical complexity and coordination.
This hybrid role will work 4 days per week in the market from our local offices in California, Arizona, Colorado, or Texas.
As determined by CNA and depending on the applicant’s experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriting Specialist, Underwriting Consultant, or Underwriting Consulting Director. Typically, 3-10+ years of related experience.
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:
Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability. Develop specialized endorsement language for highly complex risk.
Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
Makes recommendations on underwriting policy and pricing strategy.
Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management.
Markets products and services through agencies or through the brokerage community and makes field visits.
Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
Keeps current on state/territory issues and regulations, industry activity and trends. May participate in industry trade groups.
Mentors and guides less experienced underwriters and assists in the development of underwriting training.
Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
Responsible for special underwriting projects and presentations.
Reporting Relationship
Manager or above
Skills, Knowledge and Abilities
1. Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures.
2. Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
3. Advanced analytical and problem-solving skills, with the ability to manage and prioritize multiple projects.
4. Ability to deal with ambiguous situations and issues.
5. Creativity in resolving unique and challenging business problems.
6. Knowledge of Microsoft Office Suite and other business-related software.
7. Demonstrated leadership skills.
Education and Experience
1. Bachelor's degree or equivalent experience. Professional designations preferred.
2. Typically, a minimum eight years underwriting experience.
In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $72,000 to $141,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees – and their family members – achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA’s benefits, please visit cnabenefits.com.
CNA utilizes AI-enabled technology during the recruiting process. For more information, please visit our careers page.
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact leaveadministration@cna.com
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